Tag Archives: discounts

Forget Paris. Focus on Your Own Fashion Week!

Two weeks ago, high temperatures where I live were in the 40s for several days; with low temperatures below freezing a couple of those days. Last weekend, my friends in Cleveland, OH experienced another epic spring snowfall, while many in the upper central plains continue even today with their cold temperatures. The calendar might say “spring” but the weather doesn’t always align with our hopeful schedule of the four seasons.

I learned a long time ago to dress for the weather not for the season. And with that, I have to say that shopping “out of season” is one of my favorite things to do. You see, retailers don’t care what the weather is doing outside. They will try to force you into dreaming of whatever comes next, inside, filing their stores with what they want to sell, rather than what you may need to buy. Autumn-colored clothes quickly follow the red, white and blue of July. Winter coats fill racks in September. Spring’s pastels are plastered everywhere in January. And the sleeveless tops of Summer make their debut before the Ides of March!

Because of retailing’s over-anxious, and sometimes obnoxious attempt at rushing each new season, they are equally motivated to get rid of the last season’s leftovers to make room. And fortunately for us bargain hunters, it can be a clothing gold mine of great finds; perfectly useful outfits with still weeks worth of wear to go. And for people like me, who’s more concerned with function than with what some fashion magazine tries to tell me is in or out at any given time, those bargain finds can last not just a few more weeks, but years after!

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Recently I went shopping to update my wardrobe, with great results. I got all five of these tops for only $32.00; and that’s with sales tax! No, I didn’t get them from a discount store. But I did get them at a tremendous discount. Their material is thin enough to wear comfortably, with or without a light jacket, through the next several weeks, but their “colors” are meant for Fall (which is when I will gladly take them back out of the closet and begin getting even more wear from them). So off to the sale rack they went!

All but one of the shirts was regularly priced well over that total of $32.00 spent. They actually had been repeatedly marked down over the weeks, and these were some still left. I happened to go into the store when they were having their “final” Final Sale! Everything on the sale rack, whose price ended in $.98 was further marked down to $9.98! Yes, that meant the $29.95 shirt was now less than ten dollars; the $34.95 one was also $9.98; as was the almost $60.00 one! Five shirts for less than the cost of what the higher one of them would have cost me alone — if I was the type who paid full prices for my clothes!

What drew me to that store, on that day, was the $25.00 off coupon I had off anything $50.00 or more. It was getting ready to expire. I had waited as long as I did to use it because I knew I would find some great deals in the transition of the seasons at the store. And so I did! With my total coming to just under $50.00 (a purposefully deceptive  practice by this particular store that I’ve just come to accept), I was forced to purchase one other thing; unfortunately a five dollar item to make up a difference of mere cents; but that’s no accident. I’m convinced the main retailer knows exactly what they’re doing when they run those coupons — you can never get right to $50.00; always will have to go over to use it!

It was still worth the trip and the cost to pay so little and get so much; not just for the sake of shopping, but to end up with clothes I have already worn, and will continue wearing, including later this year and most definitely into next and beyond.

My advice to other bargain shoppers who are looking for deals and wanting to maintain a budget?

  • Stop worry about what’s coming down the runway during Fashion Week. The fashion designers, sellers, and retailers are trying to make money convincing you that it’s not cool to wear “last season’s” stuff. In reality, unless you work in the fashion industry, your friends and coworkers are not keeping up with when or where you bought your clothes, or what’s suppose to be “in or out” for the average woman!
  • If you need to do some shopping, do it during a time, and with the retailers who offer you something in return (i.e. store cash dollars, coupons, reward points). They’re doing it to get you back into the store. But you’re doing it to take advantage of the savings on your next shopping trip.
  • If you can split your shopping needs up. Purchase half of what you need when those retailers are offering coupons (the old, spend $50 and get a $25 rewards coupon for your next visit). Then return to pick up the rest of your items using the coupon or points you earned the last time you were there. Four weeks ago, I bought two pairs of pants that I needed for a trip, which is what earned me that $25 coupon that was used to help buy those five tops later.
  • Sign up for the emailing lists of the retail outlets you visit the most. It might seem bothersome to start getting all their emails, but that’s the best way to keep up with when they’re having a major sale. Then choose that time period to do your shopping. Just be sure to confirm that the retailer will allow you to use that coupon on items marked down on sale. Another tricky thing you have to watch out for.
  • Never go shopping when you don’t need anything. But always remember that you can make purchases for the birthdays, anniversaries, graduations, and other special occasions of other people in your life; and still reap the benefit of bargain shopping and savings for yourself!

 

Make April Your Month of FREE

It’s the start of another week; the beginning of another month. April is here! I love this time of year for many reasons, but feeling like it’s the start of something fresh and new is one of the main reasons. I can tell myself, okay, now’s the time. Do this or that, but do something and stop putting it off! What do you have planned? What are you going to do with this new opportunity?

Recently I posted on my Catching Raindrops Facebook page about my March month of FREE. I listed a number of freebies I’d been rewarded with through various retailers and restaurants where I’m a member of their clubs or rewards programs — for free, of course. Because I don’t believe in paying to be a member of a program that then pretends to “pay” you back with freebies, when in reality you’re already paying for it.

So someone asked me where I’d gotten some of the items, and how I was able to get so much. I told her, from just going through my regular life. I believe that if you’re already shopping regularly at a particular grocery, and that store happens to have a program where you can automatically save money on your gas purchases, and receive points every time you buy groceries, or go to the pharmacy, or fill that gas tank — WHY WOULDN’T YOU WANT to sign up and get even MORE?

If you’re a frequent visitor at the same restaurants or shop at the same clothing store, or buy a lot of your make up from the same beauty products place, or your household goods from mostly the same place, and they’re offering you a customer loyalty card with discounts on purchases, and freebies for birthdays, and surprise gifts throughout the year….GET THE CARD!

I’ve posted about my freebies and savings many times before on that same Facebook page. But every time I do, I still have some followers asking me how I did it. I tell them the same thing…start joining these rewards programs. And if it’s a place that offers coupons on top of savings, take advantage of that as well! I love the convenience of Kroger’s digital coupons, their Friday Free downloads, and some of the weekend only specials they’ve been doing lately.

This past weekend, I was in line at a World Market, getting my free bottle of olive oil, when the woman behind me asked the cashier if the olive oil as free to everyone. She told her no, just for Rewards members. So I turned to her and said, but it’s free to join and you can do it today. And I proceeded to tell her about the birthday rewards and special gifts throughout the year; bragging on the bag of coffee I’d gotten a couple of months ago. She said her birthday was coming up in two weeks, and so I said “All the more reason to sign up today!” And so she did. You’re welcome #WorldMarket

There is no magic to it. But there are some rules I try to follow. 

  • Don’t get cards to places where you don’t already frequent.
  • Don’t make purchases on thing you don’t need just to drive up your points. You’ve already lost the benefit of the FREE!
  • Don’t drive across town to redeem a free reward. If you’re spending five dollars in gas just to pick up that five dollar bag of coffee, it wasn’t free!
  • Create a separate email address to use when you sign up. Then once a week check it. This will help eliminate your fear of them spamming your business or personal emails. I use an old AOL one I’ve had forever!
  • Never pay for the membership cards. Free should start with you not paying to be member.
  • Do be sure to include your birthday information, as most businesses with customer loyalty programs often start by giving you something on your birthday.
  • Remember that even when it’s something you don’t want, it might be the something someone else needs. Rather than ignore the freebies, I like to gather many of the free food items, take them to school, and give out to hungry and broke college students.

The main thing is to get started. And then remember to redeem the rewards! I hate it when I let a freebie expire because I wasn’t paying attention.

The Benefits of Aging

I can’t remember which birthday it was. But I do remember that I was still pretty “young.” Not elementary or high school young; but you know, young; probably in my 20s. I must have been dreading another birthday, and vocalizing it within ear shot of my mother. She reminded me of how young I really was, and that the time would come when I truly would be considered “old.” But for that day, that time period in my life, I was no where near that place.

Then she said something profound; something I’ve heard myself repeat to more than just a few friends over the years. To paraphrase, “If you’re not getting older, you’re dead.

Leave it to my mom to be so blunt. But she was right. Aging was one of those things we could use to measure living by. We’re still here, turning another year older. Yah!

I remember when a friend of mine turned 50. In the age of social media, everyone shares everything. So she posted a photo of her AARP packet, and a disapproving look on her face, captioned: REALLY?

I understand exactly where she’s coming from. I mean, the very nature of the AARP organization was designed for retired people (American Association of Retired Persons). Who retires at 50; except maybe a career military person who joined right out of high school or college. Or perhaps someone lucky enough to have built a company that a larger corporation came bought up!

And let’s face it. When we were in our 20s and 30s, people who were in their 50s were the “older people” — teachers, relatives, and friends of our parents.  Now, we’re “those people.”

Sometimes, I do sit back and wonder where all the time has gone. I mean, how did I become a card caring AARP member? One moment, you can’t wait to get out of high school. The next moment you’re counting the years out of college in terms of decades! But there are certainly some benefits to getting older, besides just being wiser.

And AARP has plenty of those! If you’re a member, you probably already know. But if you’re not, check out all of the advantages there are to turning 50!

https://www.aarp.org/benefits-discounts/?intcmp=DSO-HDR-BENEFITS-EWHERE

I knew about some of the discounts they offered, from discounted movie tickets, to savings on hotel reservations and rental cars. But I was surprised to learn just how many restaurants and retail outlets also participated in the program. I eat at Outback a few times a year, and had been eating at Bonefish Grill on a bi-monthly basis over last year, and had no idea I could have been saving ten percent on my bill each time! And while I knew I could be getting discount tickets for Regal Crown theaters, I just found out that you can also get three dollars off a popcorn/soda combo!

And for someone like me, who works in the live entertainment industry, you think I would have known that the AARP membership benefits also include discounts on some live events, including 15-20 percent off tickets for Cirque du Soleil shows!

Well, I guess it’s my fault for not checking it out before now. But now that you know, you won’t have an excuse. Getting rewarded for getting older? Not so bad after all!

 

Back to School Time

Don’t shoot the messenger, but the clock is ticking down to the start of the new school year! Now, for those of you northerners and west coast readers, you’re probably thinking, that woman’s crazy! We just got out a few weeks ago, and the fall start is almost two months away. Right? Well..wrong…if you live in the Southern states. My home state of Tennessee is headed back to class the first week of August. You read correctly.

Three weekends from now, several southern state parents will be franticly running around the shopping malls and discount stores, trying to finish up their required school supply lists, and purchase clothes and computer items needed for that following week. Maybe that’s why the planned Sales Tax Holiday for some states, including Tennessee, begins at the end of this month (July 29-31).

Now for those of you whose kids don’t return to school until after Labor Day, take a moment to catch your breath, lest that jaw dropping, big gasp moment finds you at a permanent loss of air.

Yes, gone are the days when summer break is a three-month vacation; except for most college students. But as a (really small) business owner, in addition to my full-time job as a college professor, this is one of my favorite times of the year. It’s not because I’m looking forward to getting stuck behind a school bus, or having to slow down through school zones, and everything else that school being back in brings! But I am looking forward to taking advantage of all of the back to school sales and savings that are about to kick off this week!

And while I don’t have any kids in school, that doesn’t keep me from taking advantage of stocking up on supplies during the sales tax holiday weekend. Remember, I’m all about planning ahead and saving money in the process. So as I look to expand my own back to work wardrobe, I might as well do it during the back to school sales extravaganza!

Now’s a good time to be on the lookout for what’s being offered. For starters, the one cent sale (on select items) is back at Office Depot. Other stores like Staples, Walmart, and Target, among others, have the predictable savings on basic school supplies as well as technology needs. So it’s not too early for you to do a little online research to seek out the best savings for what your household’s needs are, which helps to eliminate wasting gas driving all over town for different items, or paying too much for certain ones.

Want to read more about Back to School savings, check out this article on CBS Money Watch.

Summertime Shopping

The word is spreading. And I’m happy about it!

Hung out with an old college friend last weekend. We spent a couple of days at Edisto Beach during my visit back to my South Carolina home state. Let me start out first with saying it’s really great having friends who want to spend quality time with you; especially friends you only get to see once a year. It’s even better when that friend offers up their family’s condo to do just that! It is a nice place on a beautiful golf course, with a small pond filled with large turtles. Are you getting the picture?

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Yes. It was a peaceful place to just do nothing. And we tried to do as much of that as we could.

But during one of our talkfests, Leigh was excited to share with me some really cool savings she happened upon on the way down to the beach. I don’t remember if she said it or I mentioned it, but the topic of catching raindrops came up as she started to share her incredible shopping savings.

Leigh is the mother of three, including two college students! She’s also married to an accountant. So making wise financial decisions is an important part of her daily family life. As a high school principal, Leigh also wants to be able to look professionally good at work. So when she went into a retail store to trade out a bathing suit she’d purchased earlier, she noticed a store sale that she couldn’t resist; after all, since she works year-round, and not off for the summer months as many of her teachers are, she needed a few more pieces for those super hot summer days in the South.

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But she wasn’t expecting such great savings; like the $90.00 dress she picked up for only $20 bucks! And the $58.00 blouse she got for $14.00. But probably the best savings of the day was a $50.00 shirt for just $5.00! So for less than $40.00 Leigh walked away with almost $200.00 worth of merchandise. And not just any merchandise, but clothes she actually needs and will wear. You see, that makes the difference. Shopping just for sales is the beginning of a problem, if that’s your only motivation. And that’s not where we at Catching Raindrops in Water Buckets, are coming from. However, if you’re shopping for need, then take the time to seek out sales, so that you’re also saving money (catching those raindrops) in the process!

So take the time to look for ways to save those dollars the next time you go shopping. There are plenty of savings out there for the taking. As a matter of fact, we’re coming into the best time period to purchase summer clothing and shoes for incredible prices. Why? Because our retailers seem to think that we’re ready for them to start loading in the Back to School fall items; even though the calendar says it’s not even the official first day of summer (June 21)!

But remember, their craziness is our gain!

Why Sometimes the Best Blessings Come in the Smallest Ways

So while stopping by a grocery store today, my purpose was to pick up some milk, find something for dinner, and keep moving. I didn’t really have time to do a complete shopping trip, but had forgotten to thaw some meat. I figured about $5.00 for my two cartons of almond milk, and up to another $5.00 tops for whatever I was going to pick up for dinner. But the moment I walked into the store, there in front of me was a display of fresh, whole pineapple for only 99 cents. So of course, I grabbed several of those, and also three of the bags of salad mix that had been marked down to 99 cents — all because they’re set to expire AUG 21. Sometimes, you’re just in the right place at the right time.

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After grabbing the milk I came for, and deciding to try a bag of black bean chips (really hoping it tasted better than it sound), I headed to the check out. Lucky for me, I was watching the register and noticed that the cashier double rang the pineapples, and at the original price and not the sale price. He caught the mistake, and subtracted it out and off the bill. Once my bill was totaled and I paid, I walked away slowly, a little confused by how little the amount was. I had 10 items, and yet my bill came to less than $10.00. I knew six of the items were 99 cents each, but I also had milk, chips, and a cucumber.

Confused, I went back to the cashier, who seemed surprised when I said “I think your computer took too much off the bill.” He just looked at me, laughed a little, and said, “I don’t know anything if you don’t.”

I stood there a bit longer, so he pointed me to the customer service and said, “but if you really want to do something about it, she can help you out.”

I’m sure he thought I’d call it a day, put the receipt into my purse and leave. But I didn’t. I went over to customer service, and repeated to her, “I’m not really sure how, because I can’t find the mistake on the receipt, but I know I underpaid for my groceries.” As we went over it, she took the receipt from me, went section by section, and finally just said, “well, I can’t find it,” and so she handed it back to me. 

My response to her?

“Oh well, I guess it’s just my day to be blessed!” I laughed, looked back at the receipt, knowing that this $8.98 total should have been almost twice that. Then I put it down into my purse and headed out the door. 

With payday still being two weeks away (bad part about only getting paid once a month), I decided, oh okay, I’ll take it!

Three Reasons Why You Should Join Rewards Programs

I’m sitting in a Starbucks, back in my SC hometown where I like to visit during the first weeks of summer. I just enjoyed lunch on Starbucks, including a Turkey Rustico Panini and sweet tea. Yes, I said lunch ON Starbucks, not just “in” Starbucks.

It’s been almost a year since I signed up for their Rewards program. And while I’m still trying to figure out exactly how their Bonus Stars program works, one thing that works for me is the birthday gift they load onto the card each year! So today, I had a FREE sandwich and a discounted drink to accompany my hang time at the restaurant, catching up on email and social media stuff.

I have often talked about the “rewards” that come with signing up for Loyalty and Rewards Programs; especially with places that you already support. But even with places you don’t normally shop, receiving a freebie just for having a birthday is a great excuse to try something new, or just enjoy a treat at a place you perhaps would otherwise never have visited.

Monday was my birthday. But my celebration started a week earlier. Though I’m a huge supporter of certain rewards programs, it was one of my sisters who turned me on to a number of restaurant programs I’d been missing out on. Two years ago I signed up for Red Robin’s birthday club and started enjoying a FREE burger (which comes with fries) for my birthday each year. I love their program because I don’t have to eat-in to take advantage of it. Not so with Applebees, whose free dessert I have missed two years in a row. But I did take advantage of a FREE Honeybaked Ham sandwich I grabbed on my way to the movies (aren’t large purses the best?), and went to Buffalo Wings after church last weekend, enjoying a FREE Shareable, their fancy word for Appetizer. An yeah, they did make money on us for lunch, but you don’t have to give in to that. Just go with some friends after work and enjoy an appetizer for FREE! Plus, shortly after that visit, they sent me another email offering me free wings to complete a survey about my previous visit. Who wouldn’t want to take advantage of that??

I had a meeting at Panera a week ago, and took advantage of the FREE birthday pastry that day. But I missed signing up for Jersey Mike’s Subs in time (they require two weeks in advance of your birthday), so my FREE sub sandwich treat will have to wait until next year. Again, you don’t have to make the same mistake. Sign up today! What still awaits me in my email is a FREE breakfast at IHOP, a FREE scoop of ice cream at Marble Slab Creamery, and an email from another organization listing other deals I didn’t even know about, including a FREE burger at Ruby Tuesdays and a complimentary steak dinner at Ponderosa Steakhouse.

Lest you think it’s all about the food (though I make no apologies for having various lunches and dinners taken care of during this vacation time period), there are also numerous other stores where you can take advantage of their birthday club program. My favorite place to get gas near where I live is Thornton’s, where I regularly enjoy a three cent savings on gas each time I fill up (ditto with Kroger). But for my birthday, Thornton’s sent to my card a 10 cents off per gallon special discount. Perfect timing to use for my long my drive back to TN. And earlier today, I picked up a tea kettle from World Market that was similar to a more expensive one I’d wanted on an online site; only today I not only paid less for it, but was able to use my 15% birthday discount for the purchase. Now to be honest, I didn’t really consider this to be that great of a deal, since up until this year, World Market gave a TEN DOLLAR birthday coupon, which made going by there worth the trip. But now they’ve changed it, which will likely negatively impact the number of people they drive to their stores, since it’s hardly worth the special trip given compared to what they offered before. I only stopped because I was in the area.

I also discovered several websites that list a number of the places offering free or discounted items, meals, and services for your birthday. this time next year, my list will at least double with all that I’ve uncovered during this birthday celebration!

So why bother with loyalty and reward programs just for your birthday week?

First, most of them offer discounts on their products, meals and services year-round. If it’s something you would use, eat, or buy for a friend, why not save money on it?

Second, the majority of them have worthwhile Freebies to take advantage of during your birthday week; some up to a month to redeem.

Third, if you’re saving money on that overpriced, but still hugely popular Mocha Frappucino, you can spend that money on something else instead  — like, say an extra gallon of gas or half of next month’s water bill!

I’m just saying!